New York, New York -- ERisk, the leading provider of integrated software and consulting solutions that enable financial institutions to enhance their performance through better risk and capital management, today announced an Early Warning Indicators Solution that allows financial institutions to manage their business lines more aggressively, while reducing losses through early credit risk identification and mitigation.

"What senior managers at banks need is an information system that can warn about credit risk trends in the bank and in its key markets before they turn into problems," stated Peter Nakada, executive vice president and head of global consulting at ERisk. "Too many banks rely solely on their loan review function as an early warning system for credit losses. And while this may be effective at the individual borrower level, forward-thinking banks are moving quickly to deploy the type of portfolio-wide, early warning indicators that our solution offers."

The heart of ERisk's advanced Early Warning Indicators Solution is an easy-to-monitor, visual "Heat Map" and a series of reports that provide an instantaneous picture of the organization's credit risk profile. In response, credit portfolio managers or loan review managers can prioritize the high-risk areas for extra scrutiny and take corrective action as needed. ERisk's solution can be tailored to address different portfolio splits -- industry vs. geography -- and different products, including C&I, CRE, residential mortgage, and commercial mortgage lines. Clients benefit from significantly improved efficiencies in the loan review function, reduced loan losses through early mitigation, and enhanced communication to stakeholders, including regulators, rating agencies, and boards of directors.

Interested parties can learn more about ERisk's Early Warning Indicators Solution and other ERisk software and consulting offerings by contacting the ERisk sales organization at 212-819-0170 or visiting the ERisk website at www.erisk.com.

About ERisk

ERisk is the leading provider of integrated software and consulting solutions that enable financial organizations to enhance their performance through better risk and capital management. Our mission is to help senior executives to transform their risk management processes to increase management effectiveness, reduce losses and increase shareholder value. Please visit ERisk's website and risk management resource center at www.erisk.com.

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Press Contact:

Tony Marcos

Director of Marketing

ERisk

(917) 522-1619

tmarcos@erisk.com

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