NEW YORK, NY -- ERisk, a leading provider of risk and capital management solutions, today announced that Susquehanna Bancshares has commenced implementation of ERisk's advanced enterprise-wide risk management solution - ERisk Analytics. Susquehanna Bancshares, a Pennsylvania-based provider of financial products and services in the mid-Atlantic region, has experienced tremendous growth in recent years, and senior executives are eager to facilitate their decision-making process by integrating risk assessment and management across the full spectrum of risks, including credit, market and operational risks.

"In order to take advantage of our financial strength and competitive position, we felt it was important to increase our level of sophistication in terms of our approach to capital management," said Dave Keim, Chief Credit and Risk Officer at Susquehanna Bancshares. "We needed a process that would allow us to consolidate all of our various types of risk and give our senior management team the ability to evaluate our different business lines on a level playing field.  The ERisk Analytics product provides us with advanced risk management analytics versus spending time and money developing our own analytics. Additionally, it delivers powerful reporting functionality that allows us to view risk-adjusted performance by business unit, product, or geography at either the individual bank or holding company level."

Powered by advanced risk models, ERisk Analytics is the first complete, integrated enterprise risk management software solution designed to improve a bank's understanding of the link between risk and capital by providing crucial insights regarding capital adequacy, capital consumption, and risk-adjusted profitability. The software brings Susquehanna Bancshares a comprehensive risk-based economic capital and Risk-Adjusted Return on Capital (RAROC) framework without a significant investment of internal staff or disruption of business. ERisk Analytics also provides Susquehanna Bancshares with the analytical foundation to perform customer and product profitability analysis and implement risk-based pricing. 

About Susquehanna Bancshares
Susquehanna is a financial holding company, operating in multiple states, with assets of $5.5 billion. It provides financial services through its subsidiaries at over 150 locations in the mid-Atlantic region. In addition to eight commercial banks, Susquehanna operates a trust and investment company, an asset management company, a property and casualty insurance brokerage company and a vehicle leasing company. Investor information may requested on Susquehanna's Web site at www.susqbanc.com.

About ERisk
ERisk is a full-service provider of strategic risk management solutions, including economic capital analytics, consulting, risk transfer advisory and the ERisk.com portal. ERisk helps financial services organizations, property & casualty insurers, energy companies and non-financial corporations transform risk management processes to increase management effectiveness, reduce losses and increase shareholder value. For more information about all ERisk's offerings, please visit the ERisk Web site at www.erisk.com.

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Press Contact:
Tony Marcos
Director of Marketing
ERisk
(917) 522-1619
tmarcos@erisk.com

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